Process
We are very proud that the New Hope International Program is built in the foundation of a proven process that has …
*Helped hundreds of families nationwide!
*Invalidated millions of dollars in credit card debt!
*Enabled clients to stop monthly payments IMMEDIATELY!
*Restored clients credit/FICO scores to new highs!
We can help you…
Stop the Credit Card Madness
You can stop these unfair payments, late fees, and over the limit charges today-without bankruptcy, refinancing or so- called consolidation. You owe it to yourself and your family’s future to spend a few moments to check out this proven debt invalidation program before you pay one more bill.
NEW HOPE utilizes a compliance process, using existing Federal law and enforceable in Federal courts, by which a consumer can benefit from Federal rules and regulations which insure fair treatment that is too often ignored in today’s credit and legal system. This process is being employed on a regular basis to allow justice where it has often been unavailable to the average citizen.
NEW HOPE operates under the watchful eye and guidance of attorneys who provide legal advice, guidance in preparation and filing of any necessary legal paperwork, and guidance in staying in full compliance with any and all state and federal laws.
HOW THE PROCESS WORKS
With the exception of the government, no other entity which enters anything on your credit reports does it in the legally prescribed manner. Therefore, they are not in compliance and can be challenged. If you, as a consumer, have tried to have a negative entry removed from your credit reports, or even paid a company to attempt to do it for you, then you know how incredibly frustrating it can be. The CRA’s (Credit Reporting Agencies) are required, by law, to remove any non-compliant entries, although they typically ignore consumer requests to do so.
NHI challenges their violations on your behalf. When they ignore the law on more than one occasion, they have created a pattern of non-compliance with federal law. NHI can then give them a choice of a lawsuit or the option of facing a compliance audit/validation review. Either way, they eventually comply with the law and remove the non-compliant items from your credit reports
NHI can also challenge the validity of unsecured debt at a financial institution. A look at the General Ledger of a bank that you supposedly owe, say, $20,000 on an unsecured debt, such as a credit card account, shows that you owe the bank nothing and you owe yourself the $20,000 according to their bookkeeping system. Therefore, that bank can be advised that the debt is not valid whether that debt is still at the bank or has been charged off. The proprietary process that NHI uses is successful in having the bank invalidate the debt. That debt no longer exists. If there is hesitation, the compliance audit/validation review process can, again, be used.
If that bank has charged off your account and sold it to a collection firm, usually an attorney collection firm, that firm can now be notified that they are trying to collect on an invalid debt and must stop immediately or face legal consequences themselves. If that firm has proceeded with court action against you, and you are still pre-judgment, time permitting, NHI can file a federal court FDCPA 1692 lawsuit against the collection attorney(s). The Fair Debt Collection Practices Act is an extremely strong deterrent because in 99% of all cases, the attorneys/debt collectors are in violation of many parts of it. The court can be notified that the attorney collectors are being sued in federal court and a stay is requested. The attorneys/debt collectors typically settle out of court.
Our entire team pledges to help you end the stress of skyrocketing monthly payments right now. We pledge to give you back your dreams of true financial independence and freedom.
